Investment Cash Account – TD Direct Investing

New to Canada?

Start investing on your own with a self-directed investing account and benefit from limited time offers.

Account Highlights

An easy to open cash account is a gateway to self-directed trading. You can even mix and match to build your portfolio across Canadian and US markets. Are you ready?

Flexible account set-up

Open your account as an individual, joint with another account holder, for your business, etc. Ask us how!
Save on currency conversion costs

Avoid conversion fees by trading US dollar securities using the US dollar component of your account.
Effectively manage your portfolio

Get more insight into the performance of your portfolio with current market data and insightful research reports.
Plenty of choices

Take advantage of investment services, such as Dividend Reinvestment Plans (DRIPs) and Systematic Investment Plans (SIPs), to help build your portfolio.

Margin Accounts vs. Cash Accounts


	Margin Accounts	Cash Accounts
What are the available investment types?	Stocks, mutual funds, ETFs, Options, and fixed income	Stocks, mutual funds, fixed income and ETFs
Can I buy securities using leverage?	Yes	No
Can I trade options?	Yes	No
Is short selling permitted?	Yes	No
Can I trade with TD Active Trader?	Yes	No

Putting your money to work

Stocks
Trade on Canadian and US markets, including TSX, NASDAQ, and NYSE
Mutual Funds
Invest in Canadian and US mutual funds, including D-Series and TD e-Series Funds®
ETFs
Equity, bond or commodity exchange-traded funds.

Fixed Income
Selected investments include bonds and other fixed-income products.
GICs
Secure investments that promise a defined amount at the end of their term.

Looking to short sell or trade options?

These are not available in cash accounts but are available in margin accounts

Open an account online – it's fast and easy

Whether you're new to self-directed investing or an experienced trader, we welcome you.

Apply online

It's easy to open a cash, margin, RSP, or TFSA account.

Open account
Call us

We're here for you. Monday to Friday, 7 am to 10 pm ET

1-800-465-5463 1-800-465-5463
Book an appointment

Let's chat, face-to-face at a TD location convenient to you.

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