TD Investment Services (US)

*TD INVESTMENT SERVICES (US) PROMOTIONS TERMS AND CONDITIONS*

TD Investment Services (US) (TDIS (US)) is an offering of TD Private Client Wealth LLC (TDPCW), a US Securities and Exchange Commission registered investment adviser and broker-dealer and member FINRA and SIPC. TDPCW reserves the right to modify the terms and conditions with respect to any part of the offer or terminate this offer at any time. TDPCW reserves the right to terminate this offer at any time and to refuse a comply with the terms of this offer if TDPCW determines that the offer was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening or funding the TDIS(US) Account, that any rules or regulations would be violated, or that any terms of the TDIS(US) offering under the TDPCW Account Agreement have been violated.

This offer does not constitute a recommendation by TDPCW as to which, if any, account or investment is appropriate for your personal situation. Investing involves risk of loss that clients should be prepared to bear. The investment performance and the success of any particular investment service or product cannot be predicted or guaranteed.

Offer is valid only for individual clients who open and fund a new TDIS (US) cash account, Traditional IRA account or Roth IRA account (TDIS (US) Account) with cash or eligible securities valued at a minimum of $100,000 or more in accordance with the eligibility requirements and restrictions below. The offer will apply to only one new TDIS (US) Account. If you are opening more than one new TDIS (US) Account, the offer will apply to the new TDIS (US) Account with the largest contribution. 

The offer expires on April 30, 2025.

The offer is available exclusively for new TDIS (US) individual cash accounts, Traditional IRA accounts or Roth IRA accounts. No other TD Bank, N.A. (TD Bank) depository account, investment management account or TDPCW advisory or brokerage offering is eligible for this offer.

You must be 18 years or older and you must be a citizen of the United States or US Green Card holder with a permanent address in the United States who presents a valid Form W-9 to participate in this offer. You are responsible for any eligible taxes.

Clients are solely responsible for enrolling or asking to be enrolled in the offer.

The offer is available through the 800 number provided in this electronic mail, as well as through a TD Wealth^® Financial Advisor.

You may fund the new TDIS (US) Account through an existing retail bank depository account at TD Bank, or through an external transfer of cash or securities from a US bank or US financial services company. New TDIS (US) Accounts funded by transfers from an existing TDPCW account are NOT eligible for this offer.

The offer is only valid for TDIS (US) Accounts that meet TDPCW’s account opening requirements and are deemed “approved.”

The TDIS (US) Account must be funded in accordance with the qualifying account minimums (listed below) within 30 calendar days of the TDIS (US) Account approval.

The TDIS (US) Account minimum balance referenced below must be maintained for 90 calendar days from the TDIS (US) Account approval date (Qualifying Period).

The minimum balances (Net Deposit Amount) are based on the total external deposits or transfers into the TDIS (US) Account (including cash and eligible securities) minus assets withdrawn or transferred out of the TDIS (US) Account within the Qualifying Period, irrespective of any losses or gains due to trading or market fluctuations.

If the TDIS (US) Account complies with the eligibility requirements for the Qualifying Period, a cash bonus will be deposited into the new TDIS (US) Account 15 calendar days after the Qualifying Period in accordance with the schedule below:

The cash offer deposited into your TDIS (US) Account will be subject to the TDIS (US) investment advisory wrap fees. Additional information is available in the TDPCW Managed Account Program Form ADV Part 2A Wrap Fee Program Brochure. You can only participate in one TDIS (US) Account offer during any 12-month calendar period. The offer may be applied to only one new TDIS (US) Account per individual. The offer does not apply to jointly held accounts, corporate and other business/entity accounts, partnership accounts, custodial accounts, ERISA plan accounts, trust accounts, estate accounts, 529 College Savings accounts and UGMA/UTMA accounts.

For Traditional IRA accounts and Roth IRA accounts:

Any new TDIS (US) Account that is funded by an ERISA Plan to IRA rollover is NOT eligible for this offer. The cash bonus award will be deposited into the new TDIS (US) Traditional IRA account or Roth IRA account and will be treated as earnings on that account. As you take distributions from your TDIS (US) IRA account, the distribution amounts will be reported to you on Form 1099-R. TDPCW and TDIS (US) and its financial services professionals do not provide tax advice.

TD Bank and TDPCW do not provide tax, legal or accounting advice to its clients.

The value of the cash offer may be considered income, and we may be required to send you, and file with the IRS, a Form 1099-MISC (Miscellaneous Information). You are responsible for any tax liability associated with the cash offer. Please consult your own tax advisor if you have any questions about your personal tax situation.

TD Wealth^® is a business of TD Bank (Member FDIC). Banking, investment management and trust services are available through TD Bank. Securities and investment advisory services are available through TDPCW. Epoch Investment Partners, Inc. (Epoch) is a US Securities and Exchange Commission registered investment adviser that provides investment management services TD Bank and TDPCW. TD Bank, TDPCW and Epoch are affiliates.

¹The projections or other information generated from TD Wealth Plan regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual results and are not guarantees of future results. 

²TD Wealth Portal is an online digital tool that allows TD Wealth clients to view balances and activity in their TD Private Client Wealth LLC investment advisory and brokerage accounts and their TD Bank retail deposit accounts and mortgage and personal lending accounts on the TD Mobile App.