Banking solutions for graduate and professional students

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Banking solutions for graduate and professional students

Juggling classes, student loans and a future career? Whether you’re continuing your education in a master’s program or starting med school, we know you have a lot on your plate and managing your finances may not be top of mind. That’s why we have banking solutions for graduate and professional students designed to keep your finances on track, so that you can focus on what matters most. Let TD help you feel ready for the future you’re working hard to build.

Chequing Accounts

Explore our wide range of chequing accounts that offer different features and perks to fit your varied needs, including the TD Student Chequing Account and the TD All-Inclusive Banking Plan.
Credit Cards

From Cash Back Dollars to travel rewards cards, find a TD Credit Card that meets your everyday need and gives you the perks you really want to help manage student life.
Student Line of Credit

Access credit confidently with interest-only payments while you’re still in school. Plus, see if you may be eligible for one of our offers!
Investing

We can help whether you’re looking to invest on your own and want access to learning resources or simply looking to work with an experienced professional.

Medical, Dental & Veterinary Student Banking Package

We’re making it easier to fund your next chapter. You may be eligible for additional banking benefits if you are a Medical, Dental or Veterinary student.

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Graduate & Professional Student Banking Package

Get flexible financing plus extra perks! You may be eligible for additional banking benefits if you are an MBA, MFin, Chiropractic, Law, Optometry, Pharmacy, Naturopathy or Graduate Student (Masters, PhD) studying at a Canadian institution.

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Financial Tip

A lot of students don’t see the point in filing their taxes while they’re in school, as they don’t make enough money. But, filing taxes is essential for students who want to take advantage of potential benefits and deductions – especially dental and medical students. Learn more.

Advice for students

Surprising ways to fund graduate and professional school

From Masters to PhD, here are some alternative ways to find the money to keep studying.
What is a TD Student Line of Credit and how does it work?

Beyond scholarships and RESPs, there’s another way to cover your school expenses.

Go to Student Advice Hub

Graduating soon?

Start your career with TD

Exceptional careers start here. TD offers a unique opportunity to gain valuable work experience to candidates with MBAs or master’s degrees.

Explore TD opportunities
Banking as a new grad

Make the most of this next stage by learning about our financial services that could be ideal for recent grads and young adults, from everyday banking to investment advice.

Take the next step

Frequently Asked Questions

When managed properly, borrowing can be a useful tool to help fund major purchases, such as a home, vehicle, or post-secondary education. However, holding debt can also feel overwhelming, stressful, and like a burden on our financial well-being. One way to manage that stress is to have a strategy for repaying debt and a plan to execute on that strategy. Learn more about some tools and ideas that have helped others in their debt-repayment journey.

There are four main types of lines of credit offered to customers by TD Canada Trust.

Personal Line of Credit
A TD Personal Line of Credit is a smart borrowing option to finance everyday purchases as well as larger purchases. Learn more

Student Line of Credit
A student line of credit is a borrowing product for students to help pay for expenses related to post-secondary education. Learn more

Investment Secured Line of Credit
Use your eligible investments as collateral to borrow at a lower interest rate than with an unsecured line of credit. Learn more

TD Home Equity FlexLine
The TD Home Equity FlexLine is secured by your real estate. You get the option to borrow only what you need, as you need it. Plus, as it is secured by your real estate, you may get the benefit of an interest rate that is lower when compared to unsecured credit interest rates. Learn more

A lot of students don’t see the point in filing their taxes while they’re in school. They don’t make enough money to owe the government any money so they figure they don’t need to file their taxes.

But, filing taxes is essential for students who want to take advantage of potential benefits and deductions, even if they didn’t earn any income (especially dental and medical students). Read "A Student's Guide to Filing Taxes" to learn more.

Legal

TD Student Line of Credit offer